Key features of the individual private medical plans
Benefits include:
- Full inpatient cover – all hospital and specialists bills incurred for treatment of acute conditions
- Choice of outpatient cover – giving a range of monthly premiums
- Valuable no claims or lifestyle discounts – capable of saving 30% or more of initial premium
- Upgrade options – of GP-referred benefits, optical/dental cover and extended hospital list
- Discount options – including a choice of excesses, reduced hospital network or outpatient cover, and a six-week NHS option
- Four medical underwriting choices – including a fully-assessed application, a moratorium or continued moratorium and continued medical exclusions
- Access to a fully-resourced helpline and website
Key features of the group private medical insurance plan
- Group size – from two – 249
- Full inpatient cover – all hospital and specialists bills incurred for treatment of acute conditions
- Choice of outpatient cover – giving a range of monthly premiums
- Upgrade options – GP-referred benefits, extended psychiatric cover, optical/dental cover and additional hospital list
- Discount options – including a choice of member excesses, reduced hospital network or outpatient cover, and a six-week NHS option
- Underwriting choices – vary by company size but include fully-assessed applications, (continued) moratorium, continued medical exclusions and medical history disregarded
- Access to a fully resourced helpline and website
All private medical policies have some exclusions – we will explain these fully with any quote.
