Thinking about Private Medical Insurance then use a Broker

Healthcare Insurance

Good news from the ABI, who stated that the number of individuals in the UK enjoying Private Medical Insurance had finally broken through the six million mark.

It seems that consumers are taking the need for protection seriously and are implementing the necessary steps to ensure they are covered against the costs of treatment for acute medical conditions. Invariably this means that response to a condition requiring treatment would be much quicker than that offered by the NHS. The peace of mind that would come with such swift protection for you and your loved ones is immeasurable.

Choice of  Healthcare Plans

There is a lot of choice in selecting the most appropriate policy to suit an individuals Budget and Benefits requirements and it is preferable to use the services of a specialist healthcare broker to evaluate the options for you.

 If you are looking to save money, you could opt to allow the insurer to select any hospital in a limited range as opposed to limiting your choice of hospitals to a widespread few.

Whist the policy cover is wide there are terms and conditions that need to be explained.

 Healthcare – market changes

The market does change  year on year. New insurers and new products are introduced to the market and you need an expert to evaluate these to make sure that the current policy you have is still the best one for you.

Lifestyle changes

Similarly life changing events can happen and you need an expert to organise a review of your cover to check if a change of job, a new member to the family or a change in marital status regardless of direction will affect the level of cover you require or the amount you can afford. If there is an increase in your debt rather than cancel your Healthcare policy it may be wiser to talk through the various options first with your Broker before making a decision you may regret.

If anything that i have mentioned is of interest please do not hesitate to contact me by e.mail or LinkedIn.

John Crisford

Tele. 01277  822922

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