Key drivers to purchase private medical insurance / health plans

Private Medical Insurance / Health plans

Recent research carried out by a major insurer identified that the main drivers to purchase medical insurance are : Hospital cleanliness, No waiting lists, No waiting for diagnostic tests, Choice of hospital, Choice of consultant, Availability of the super Drugs & treatment, Privacy.

The private patient journey provides speedy access to a top specialist of your choice. Also access to the very latest diagnostic technology to  find out whats wrong with you, quickly.You receive expert advice on the treatment plan most appropriate to you. Plus reassurance that the consultant you see will be the one who treats you.

You have access to the most appropriate & convenient hospital. Access to the very best in medical technology.

Care is delivered in a clean and safe enviroment with better clinical outcomes with discretion and privacy.

Aftercare is key and provides Rehabilitation eg physiotherapy, home nursing plus follow-up consultations.


The  NHS was only ever intended to provide medical care to a certain standard leaving the individual free to spend his income above that standard as he wants.

The NHS does  not offer the best healthcare system in the world and according to a recent survey we are in 13th place. We also lag behind many other Countries in terms of outcomes for Breast Cancer and  Bowel cancer  survival rates.

There is also a lot of speculation regarding  what effect  the proposed changes by the new Government will have on the NHS.

Cost of Private Medical insurance

The cost of private medical Insurance can be arranged to suit your  budget, since many Insurers have menu driven products which allow you to choose the cover you require.

Please contact us for a quote @

Telephone 01277 822922

£50k premium saving – Private medical Insurance / Health plan – Another satisfied customer

One of our large Private medical Insurance / health plan customers has their renewal soon.

The health insurance claims experience had improved over the last few years but the medical insurers still wanted a whopping increase. The business healthcare insurers were persuaded to review the medical insurance risk and they reduced the medical insurance premium.

We suggested a couple of risk management options to the client ie introduction of an  excess and a review of their  hospital entitlement.

The outcome is a reduction in the medical premium of 50%  ie £50000.

Can we do the same for you?

Contact us for a free review on:

Tele: 01277 822922

Business Healthcare / Private Medical Insurance for the small business owner

Healthcare plans / Private Medical Insurance / Business Healthcare. 

It can be a great experience to work for yourself (as I know) however if you previously worked for a Company you leave all of your benefits behind. This includes Private Medical Insurance / Healthcare  plans so when self-employed and you become ill or suffer an accident, you rely on the NHS to cover you or your family. However the last thing you need is to be waiting all day in the hope that the Doctor or hospital will see you quickly. After all there is no one to do your work unless you employ temporary help – but that can be expensive and the quality uncertain. 

40% of the self-employed miss healthcare appointments because they are too busy. They need a more flexible approach and fortunately Private Medical Insurance / Healthcare Insurance does allow you access to Consultants outside of normal business hours ( plus Saturday mornings) so you can limit time from work to a minimum. If you’re not fully fit it affects both work and income, so getting treated quickly is vital.

Premium costs are variable and can start from as little as *£25 per month per person for a small group

Contact us for a quote at:

Telephone 01277  822922

*Based on male aged 35.

Healthcare plans save money for the over 60’s

Private Medical Insurance/healthcare plan(s)

Although the cost of  Medical Insurance / Healthcare insurance increases with age we have had some real successes in arranging competitive Health Insurance cover for the over 60’s

My oldest client is 89 years old. He was fed up with his individual healthcare premiums for ever-increasing and also with some unfair exclusions imposed by his insurer.

With the aid of a medical report from his doctor and our specialised knowledge  we secured an alternative Private medical Insurance quote which reinstated most of the exclusions and reduced his significant  individual health insurance premium by £3000. A very satisfied healthcare customer.

Healthcare ideas for Christmas / Birthday  for Parents.

Unsure what to buy your parents for their birthday or  Christmas; well another client came up with the original idea of buying her Mum a healthcare policy. She had wanted to buy her Mum some thing really useful and this met her requirements. A Medical Insurance gift made a Mum very happy  and a daughter really pleased.

So contact us if you need help with birthday and Christmas presents for you parents or  if they need their policies reviewed.


Telephone:01277 822922

Sports Injury

Welcome to my first Medical Insurance / Healthcare blog.
I will provide updates on a regular basis of how we are helping our clients by ensuring the cover we recommend provides them with the peace of mind that they desire whist matching their budget.
This summer the papers are full of sports news which reminded me of some recent statistics. Evidently sports injuries continue to be a mayor cause of lost working time. A few years ago there were over 22 million sporting injuries sustained in one year! (This is about 30% of the population.) Football is the number one sport for causing injuries with rugby second.
Most injuries are sprains or muscle pulls where early access to trained physiotherapists, osteopaths and chiropractors will generally enable you to affect an early recovery. Private Medical Insurance does allow you to fit the appointments within your busy schedule. If needed, appointments can be made outside of normal business hours i.e. after 6 pm and at the weekend.
This is essential for people who do not have “time” and regularly miss healthcare appointments because some thing has cropped up!
If you need more info then please contact me.